Business is Personal (Finance)

Recent Entries in tools

• Historic Portfolio Performance

  January 13, 2011 8:31 AM
  A few days ago, I mentioned my online tool to inspect historic returns.  The inspiration for the tool was a NY Times article -- however it's chart only showed stock returns while my tool allows you to choose any combination... 0

• Luck of the Market

  January 7, 2011 10:49 PM
  Originally posted January 4, 2011Here's an article in NY times about the luck of investing.  The graph can take a while to soak in so you will need to stare at it for a while.In Investing, It's When You Start... 0

• Auditing Past Savings Rate

  December 17, 2010 4:48 AM
  I'm not much into tracking expenses.  I've been mostly using the "pay yourself" strategy where you automatically put money away and then live on what's left over. While this has worked very well for me, I really don't know how... 0

• Estimating Taxes

  December 11, 2010 1:33 AM
  One of the exercises I do is periodically calculate my estimated tax bill for the coming year to fine-tune my withholdings.  Now there are several easy ways to do this.  If you used a tax program to do taxes the... 0

• Simplifying my portfolio

  November 18, 2010 5:38 AM
  My portfolio is rather complex.  With many different accounts and account types, I have to choose investments based on plan options and next by tax efficiency.  Luckily, databases and software development is my specialty so I have the tools to... 0

• Investment Spreadsheet - Part 3

  March 6, 2008 8:42 PM
  Spreadsheet Goodness This is part 3 of a 3-part series. Part 1 Part 2 Part 3 Download the spreadsheet as: OpenDocument: InvestmentTaxSummary.ods Excel: InvestmentTaxSummary.xls In parts 1 and 2, we looked at retirement and taxable accounts. Now let's really dig... 0

• Investment Spreadsheet - Part 2

  March 4, 2008 7:20 AM
  Spreadsheet Goodness This is part 2 of a 3-part series. Part 1 Part 2 Part 3 Download the spreadsheet as: OpenDocument: InvestmentTaxSummary.ods Excel: InvestmentTaxSummary.xls Previously, we looked at samples of the usual assortment of retirement accounts. The standard retirement options... 0

• Investment Spreadsheet - Part 1

  February 29, 2008 6:00 AM
  Spreadsheet Goodness This is part 1 of a 3-part series. Part 1 Part 2 Part 3 Download the spreadsheet as: OpenDocument: InvestmentTaxSummary.ods Excel: InvestmentTaxSummary.xls Knowing how to evaluate investments across across tax structures is an important core skill to have.... 0

• HSA plan followup

  February 25, 2008 3:00 AM
  For those of you coming into this topic cold, here's a good primer at The Penny Saved: Health Savings Account Vs Health Reimbursement Account Vs Flex Savings Account (and keeping my hair for cheaper) I originally planned to write a... 0

• Health Savings Accounts (HSA)

  February 8, 2008 4:08 AM
  For my first "real" post, I have resurrected an article about health insurance I was working on late last year. It's been sitting on my hard drive for the past few months while I've pondered how to publish this. Traditional... 0